Everyone who decides to buy a home for the first time would want to consider certain vital things such as payment plans, mortgage opportunities, and the desired home to buy. Just like any project, you would need to get relevant details of your ideal home before you make any move. Here are few things you should consider as a   first-time homebuyer . Save Early If you have plans to buy a house in the next 5 to 10 years, you must start saving now; first, find out the cost of your ideal house and project an upward price hike every year. Now, based on your projection, save daily and consistently till you raise enough money to pay for your down payment.  Down payment  is usually 10% of the total house price. Some developers would allow you to move into the house after paying 50% then you pay the remaining 50% in 2 trenches of 25% each within two to four months. Decide on Budget Find out how much you can spend on your ideal property before home hunting. Research on platforms such as Vaal.co

Off-plan property is a property before a structure has been constructed on it. In other words, Buying a property before it is constructed is what Off-property is all about. The rapid growth of the real estate industry has raised the bar significantly. Most developers now offer off-plan properties for sale before construction or completion. Cost-Effective: Cost effective Getting an off-plan property is a great way to save money compared to buying a completed one. You can make a small down payment to secure your house before it is built; More so, you get to buy the house cheaper at the development stage; this is because, once inflation goes up after a period, the price of the completed house also goes up. It is advisable to start paying for a house when it is at its development level. Another perk that you get with Off-plan property is that you can easily change the layout plan of your house once construction has started. This procedure will allow you to modify the size of the living roo